The number one Medicare Part D drug question I get is this: Does Medicare cover Viagra or Cialis? 

Sadly, most Part D drug plans do not cover the brand name ED drugs, nor do they cover the generics; however, sildenafil, which is the generic active ingredient in Viagra, is covered for certain heart conditions. 

Who knew Viagra is prescribed for folks with certain heart issues? 

But fret not, seniors, because this Medicare agent understands that you don’t need to spend hundreds of dollars on six little blue pills. 

Good Rx is my go-to for meds that aren’t covered. You can get 10 generic Viagra for only $11.17 at Publix or $6.88 at Walmart. 

So don’t risk a severe headache and heart attack by buying a gas station ED pill made in China; just sign up for a free Good Rx card. 

In fact, give your Part D drug card or Medicare Advantage card AND your Good Rx card to your pharmacy for all your drugs. Ask them to run your drugs with both cards and whatever price is lowest, go with that. 

Tons of generic drugs are cheaper using Good Rx rather than your Medicare drug card, so let the pharmacist determine which is best for your particular meds. 

Here’s some good news: Starting Jan. 1, 2023, diabetics can save hundreds on insulin. All insulin shots will cost only $35 a month, period, and insulin will remain $35 per prescription even if you fall into the coverage gap or donut hole. 

You pay 25% of the retail cost of the drugs in the coverage gap – but again, insulin will not apply to the donut hole, so it’s $35 per month per insulin prescription year-round. 

What a pleasant surprise when I typed Tresiba, Novolog, and Levemir into a client’s drug list and saw his costs were only $35 per script for all three diabetic drugs. 

A few other tips: If you take an expensive brand-name drug that costs you more than $100 per month, check with the manufacturer to see if you might qualify for a savings plan that will lower costs. Or, you might consider a reputable Canadian pharmacy to order these expensive drugs online. 

I’d be happy to direct you to a reputable Canadian pharmacy that some of my clients use to keep costs low. Or you can search online for the drug and for any programs that might help you find a lower price for that expensive drug. 

Keep in mind if you make less $1,719 per month, you should definitely apply for the Extra Help for Part D drugs program. This program will significantly lower the cost of all your drugs, particularly those brand name drugs that don’t yet have a generic version. 

In conclusion, get an independent Medicare broker licensed with a vast array of Medicare carriers who think outside the box when it comes to finding you the right drug plan, combined with Good Rx or a sound Canadian Pharmacy that’s been around a long time.

Chris Dewey is the founder of May River Medicare Insurance in Bluffton.